Specialist Finance

Farming Finance

Finance designed specifically for farmers, with annual / seasonal payment structures tailored around when you receive your income – be it from Crop or Livestock sales or single Farm payment. Read more

Cash Flow Solutions!

Make Beechwood Finance the call for your independent cash flow solution provider!

As long as your business is offering credit terms, the potential for a cash flow gap to appear will always be there. There are, however, ways to help resolve this without affecting your day to day banking facilites.

Invoice Discounting is one way that can help ensure a fluid cash flow within your business.

Can Invoice Discounting really help?

Invoice Discounting is a popular alternative to factoring, which should be considered by companies that already have an experienced credit management team:

  • We give you cash against your invoices immediately. This could be up to 90% of the value of your invoices, released upfront to your business
  • You remain in control of the sales ledger and the collections
  • Payment will be made by you or your customers into a trust account we set up
  • The facility keeps pace with the growth of a business
  • If you already have a well established credit management team, then you can still utilise this strength whilst benefiting from the extra cash released from invoice discounting
  • You can receive funds within 24 hours
  • It is very well priced against traditional business loans and overdrafts
  • It allows you to know when funds are going into your bank account, rather than the uncertainty of when invoices will be paid
  • You don’t have to secure a loan against any other assets meaning more flexibility for your business

As of 2010, cash funded through invoice discounting was almost £180 billion and the manufacturing industry accounted for a large number of clients using this flexible facility.